Month: July 2018

Weekly Bogleheads’ Top 5 from DH

Today’s installment of the Best of Bogleheads is a good one.

1) First up is a useful thread on student loans, with several helpful links.  It was originally started by Truepat76 way back in 2017. but re-posted by Skeptastic this past week especially to point out a useful link on PSLF.  Many docs chime in.

2) Beautiful graphs from SimpleGift regarding inflation over two centuries, where we are today, and what the implications are for investors.

3) InvestoGuy who reveals his dilemma regarding Tesla and insurance cost.

4) A thread begun by Bertilak regarding cell phone cold calls and how to prevent them.

5) Milo953 asks what the Boggleheads think about the Peloton spin bike—is it worth the cost?  I thoroughly enjoy cycling and as several docs and nurses have purchased and like them, I found the thread very interesting.

Bonus: (started by JustSomeGuy155) discusses a journal article discussing placement of bonds or stocks in taxable?

Anyway, hope you found this helpful (or at least enjoyed it) and have a remarkable week!

 

Minimizing our “Out’s” (Where we choose to spend less money)—Part I

My Dragon Lady (whom I swear I will write a blog about soon) advised me I should do a post about our “standard of living.” To quote her: “describe the difference between your lifestyle and a typical doctor’s lifestyle (2 doctor household actually). It will be good for your readers to know you live well below your means, that this a major reason you can do what you’re doing now. A lot of people may read your posts with a twinkle in their eyes, but would never be okay making the necessary changes to do it for themselves.”

Continue reading “Minimizing our “Out’s” (Where we choose to spend less money)—Part I”

Frugal Travel-The-World and Stay-for-free Option! (Part II)

Last week I wrote about Home Exchange and discussed the common objections to it. In this week’s blog I’ll give you tips to save yourself headaches with a home exchange:

 

Continue reading “Frugal Travel-The-World and Stay-for-free Option! (Part II)”

Bogleheads’ Weekly Top 5 Posts

Welcome back for another week of the Best of Bogleheads!

Before we get to the threads, I’d like to acknowledge tragic news we’ve heard from back home.  The daughter of our next door neighbor unexpectedly died the other day.  She was an adorable child and will be missed dearly. 

Please send good wishes / prayers for strength for her family during this difficult time.  And give your loved ones a hug today.

1) First up is a hard to find video link found by Rowan Oak of an educational video produced by author Rick Ferri.  Continue reading “Bogleheads’ Weekly Top 5 Posts”

Frugal Travel-The-World and Stay-for-free Option! (Part I)

What if I told you there’s a way to stay for free in people’s homes all over the world and they won’t be home? There’s just a few catches: a) you have to pay a yearly fee to be part of this awesome club and b) you have to be willing to let them stay in your house too. It’s called Home Exchange, and I love this program.

 

Since I was an exchange student to Germany, I’ve always been interested in this concept of home exchange (seeing this movie helped too). When we had our huge doctor McMansion in New York, my husband had zero interest in swapping homes.

 

Then we sold that house and moved, met a teacher who told us about this wonderful thing called home exchange—had we ever heard of it? We should look into it, you know, because she’d used it for ten years with her four kids and traveled all over the US with home exchange. She never had a bad experience in the decade she participated in the program!

 

Well now.

 

This is the part where I should confess we’re on the tail end of a three-week home exchange at a beach house in Southern Spain in a gated community with a pool. Did I mention this house stay was free? Continue reading “Frugal Travel-The-World and Stay-for-free Option! (Part I)”

Bogleheads’ Weekly Top 5 Posts (from DH)

Welcome to the 2nd installment of the Best of Bogleheads!  This was started last week to help save you time and keep you informed / entertained

  1. A portfolio review request from 2nd Year Resident newdocMD with 400k student debt.
  2. A great question by new specialist physician Cramerica: “Can I buy a Tesla?” Lots of good discussion.
  3. Vanguard’s big announcement  that their brokerage will now offer free transactions for other firm’s ETF’s—this is scheduled to begin in August.  And here is Michael Kitces’ fascinating interpretation on how this may change the industry.
  4. A thread started by Ron Scott (later added to by nisiprius) to point out an article from Allan Roth.
  5. Recent  threads about Taylor Larimore’s new book about the Three-Fund Portfolio.  This portfolio is a mix which is a very reasonable choice for both beginning and advanced investors.  Morningstar posted an article about it, found by Mr. BB.This prompted the resurfacing of an old thread started by Mel Lindaur.

    (As some may recall, Taylor Larimore was featured in this blog post about why flowers may be one of your best investments)

    Anyway, thanks for stopping by and hopefully this helped!  Hope you all had a Happy 4th, and special congrats to new Interns and new Attendings!

A Physician Comes Clean

Or maybe this blog title should be: How I have time to type so much nonsense into the computer and an update on our search for financial freedom (hint: we completed our quest!).
First, with all I juggle, I don’t feel like I have oodles of spare time—I think I am barely hanging on. But my Dragon Lady (my secret weapon about whom I’ll write in the future) instructed me to tell you all more about myself. And maybe some of my weird quirks can help you achieve your financial goals. So here is my confession:

Continue reading “A Physician Comes Clean”